Do work that matters:
The Retail Credit Decisioning (RCD) team is a GO utility function that supports Retail Banking Services (RBS) lending teams (including Third Party Banking) by making responsible credit risk decisions within the Bank’s risk appetite statement and regulatory framework following a standard credit process with the focus on enhancing the financial wellbeing of our customer’s.
RCD is responsible for the credit assessment of all retail loan applications completed within the RBS Group which are unable to be automatically assessed via the Bank’s credit scoring systems. This includes new home loan, personal loan, personal overdraft, credit card applications and variation on existing retail lending loans such as partial discharge, consents and switching requests. Additionally, all Broker originated home loan applications are assessed by the team.
See yourself in our team:
You will be responsible for the assessment and final decisions for Secured and Consumer Finance credit referrals, these will be received via the Proprietary and/or Third Party Channels.
You will ensure accurate and effective credit decisions are made in a consistent, efficient and timely manner and to deliver excellent customer service. This will be achieved through the adherence to risk policies and procedures, support and active commitment to the credit training and your development, including active participation in cultivating positive behaviours and supportive language.
This exciting opportunity is based in Perth.
Key responsibilities will include:
We’re interested in hearing from people who have:
Just some of the benefits of working within our team include:
If you're already part of the Commonwealth Bank Group (including Bankwest), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.Advertising End Date: 14/09/2020